Insights
Insights & articles
Practical notes on planning, protection and investing.
What “claim settlement ratio” actually tells you
A high ratio helps — but exclusions, waiting periods and hospital networks still matter more.
Term cover: income multiple vs loan payoff
A calm way to size ₹1 Cr vs ₹2 Cr before you open three plan cards.
When a health top-up beats raising the floater
City hospital inflation often makes a deductible top-up the smarter second layer.
